Creating blogs that focus on the BEST FINANCE SUB-NICHES can MAKE BILLIONAIRES.
The rich understand how profitable niche blog topics can leverage their wealth.
If you are looking for the best finance sub-niches to build a profitable blog, you’ve come to the right place.
This article will share the top 50 finance sub-niches that work!
Ready?
Let’s delve in!
50 Finance Sub-Niches to Build a Profitable Blogging Business
1. Finance Planning
Financial planning means looking at your financial situation and making a specific financial plan to attain your goals.
Unfortunately, Filipinos are not good regarding financial literacy. This would explain why millions of Filipinos remained poor.
Some of the topics you can discuss under this finance sub-niche are:
- How to Create a Solid Financial Foundation
- Strategies for Saving More and Spending Wisely
- Securing Your Future and Enjoying Financial Freedom
- Understanding Insurance and Estate Planning
- Investing for Financial Growth
2. Cryptocurrency
One of the highly rewarding finance sub-niches is cryptocurrency.
The Philippines rank 10 in crypto adoption. This means cryptocurrency is a niche that could bring massive traffic.
Based on a recent survey, 23.4% of Filipinos are using cryptocurrencies.
Some of the topics you can discuss under this finance sub-niche are:
- A Beginner’s Guide to Understanding Blockchain and Digital Assets
- Promising Cryptocurrencies Beyond Bitcoin
- How to Navigate the Cryptocurrency Market
- The Rise of Decentralized Finance (DeFi)
- Cryptocurrency Regulation
3. Personal Finance
Personal finance pertains to managing your money, including saving and investing. It is one of the most profitable finance sub-niches that can attract massive organic traffic.
Considering Filipinos’ spending before earning mentality, a personal finance blog will change many lives.
Some of the topics you can discuss under this finance sub-niche are:
- Creating a Personal Budget that Works: A Step-by-Step Guide
- Managing Debt Wisely
- Building a Strong Credit Score
- How to Build an Emergency Fund and Save for Big Goals
- Investing 101: A Beginner’s Guide to Growing Your Wealth
4. Budgeting
There is something wrong with the budgeting skills of Filipinos—no doubt why 51% of Filipino families remained poor.
So you will create a blog to teach Filipinos to budget the right way.
Budgeting is one of the most profitable finance sub-niches to pursue in the Philippines.
Spending half the salary on food, transportation, and utilities is NOT GOOD! As a Filipino finance blogger, you can end this problem FOR GOOD!
Some of the topics you can discuss under this finance sub-niche are:
- The Basics of Budgeting
- Easy Ways to Save Money and Reduce Expenses
- Budgeting Apps and Tools
- How to Overcome Overspending and Impulse Buying
- Building an Emergency Fund: Why It’s Crucial and How to Start
5. Get Out of Loan
Do you know that the lending industry in the Philippines grew by PHP 1 trillion in April 2023 compared to the same period last year? This translates to PHP 11.67 trillion total loans in the country. That’s how the loan industry is becoming a significant trend in the Philippines.
Getting out of loans is one of the most profitable finance sub-niches a new blogger can focus on to build a solid fan base.
Well, getting loans for valid reasons is always a good option. However, if it becomes a custom, this will cause more harm than good.
Some of the topics you can discuss under this finance sub-niche are:
- How to Tackle Your Loans Methodically
- Choosing the Right Debt Repayment Method
- Tips for Lowering Interest Rates and Fees
- Streamlining Your Debt for Better Management
- What to Do When You Can’t Make Payments
6. Retirement Planning
Considering that 80% of retiring Filipinos are not financially prepared, a blog focusing on retirement planning is another excellent idea. This is one of the finance sub-niches that can attract organic traffic.
The surge in traffic will mainly come from retiring employees who don’t want to be included in the said statistics. But, you can also expect good traffic from non-retirable employees who wish to be financially prepared when they retire.
Some of the topics you can discuss under this finance sub-niche are:
- Five Essential Steps for a Successful Retirement Plan
- Retirement Savings Strategies
- Building a Financially Independent Future
- Creating a Retirement Budget
- Retirement Pitfalls to Avoid
7. Travel Planning
A study found that Filipinos would likely travel at least two times this year. These people will most likely GO ONLINE to search for the cheapest airfare, hotel accommodation, and attractions. Travel planning is among the most profitable finance sub-niches we highly recommend.
Since 75% of Filipinos value travel as a way to reconnect with culture and communities, expect a steady flow of web traffic. And we are talking about web traffic that will likely convert. Why not? You are helping travelers to enjoy their vacation without breaking the bank!
Some of the topics you can discuss under this finance sub-niche are:
- The Art of Budget Travel Planning
- Money-Saving Tips for Flights, Accommodation, and Activities
- Saving Strategies for Your Dream Vacation
- Financial Planning for Extended Travel
- Money-Saving Apps and Websites for Travelers
8. Health Insurance
Medical treatments in the Philippines are not cheap. That is why for most Filipinos, getting sick is not an option.
But getting sick is inevitable right? Good thing there’s reliable protection- health insurance.
This sub-niche will mainly discuss the pros of health insurance, especially for low-income earners. You will discuss how it can mitigate medical expenses and act as a safety net against unexpected financial risks.
Some of the topics you can discuss under this finance sub-niche are:
- How to Choose the Right Health Insurance Plan for Your Budget
- Understanding Health Insurance Premiums and Deductibles
- The Impact of Health Insurance on Personal Finances
- Maximizing Tax Benefits with Health Insurance Contributions
- The Role of Health Insurance in Long-Term Financial Planning
9. Savings
According to BSP, over half of the country’s adult population owns a financial account. But what about the non-adults? The teens? The old ones?
Yes, many Filipinos still need to be oriented about saving money. In fact, 63% of Filipino households don’t have savings- whether E-money, bank account, cooperative, or microfinance. Literally, they live from paycheck to paycheck.
So your blog will mainly target people who still need to be made aware of the importance of savings. You will discuss how savings can act as a financial buffer during emergencies. You will also explain why savings is essential, especially for those with seasonal or irregular income.
Some of the topics you can discuss under this finance sub-niche are:
- The Ultimate Guide to Building an Emergency Fund
- Savings vs. Investments: Understanding the Difference and Balancing Your Financial Portfolio
- The Power of Compound Interest: How It Works and Why It’s Crucial for Your Savings
- Fun and Creative Ways to Boost Your Savings Account
- Expert Tips for Cutting Expenses and Increasing Savings
10. Money Management
Many Filipinos still don’t know how to manage their hard-earned money. Some are even succumbed to various forms of scams. Clearly, they need HELP when it comes to money management! And money management is one of the top finance sub-niches we recommend to newbie bloggers.
In this sub-niche, you will save 33 million Filipinos from becoming poorer in the coming years.
See how noble your mission is?
Some of the topics you can discuss under this finance sub-niche are:
- Creating a Budget that Works for You
- Saving Strategies
- Frugal Living and Money-Saving Hacks
- The Psychology of Money
- Investing Basics for Beginners
11. Savings for Students
In the Philippines, 2 out of 5 high school graduates do not pursue college due to financial constraints. This is an alarming concern because Filipinos rely on education to end the poverty cycle.
If you want to help Filipino students become financially literate, use your blog. Savings for Students is a perfect sub-niche to launch your blogging career.
This blog may discuss budgeting basics, textbook savings, student discounts, and part-time job opportunities.
What about the potential traffic? It’s huge! You will target more than 28 million students!
Some of the topics you can discuss under this finance sub-niche are:
- Building a Budget: A Step-by-Step Guide for Students
- Saving for College: Tips to Gradually Build a College Fund
- Part-Time Jobs and Gig Economy: Balancing Work and Studies
- Financial Aid and Scholarships: Maximizing Opportunities
- Frugal Living for Students: Smart Ways to Cut Costs
12. Educational Scholarships
The Philippines is home to intelligent students that can compete globally, but unfortunately, not all of them can proceed to higher education. Again, due to financial difficulty. As a blogger, you can do something to help them.
Educational scholarships are among the best finance sub-niches that could drive high traffic. Imagine how many Filipino students will try hard to find a scholarship grant online. Your blog will ease their burden.
Some of the topics you can discuss under this finance sub-niche are:
- Guide to Finding and Applying for Educational Scholarships
- Navigating the World of Need-Based Scholarships
- Unconventional Scholarships for Unique Talents and Interests
- Diversity and Inclusion: Scholarships for Underrepresented Groups
- Mastering the Scholarship Interview
13. Credit Card Management
According to the World Bank, only 8.1 percent of the Philippines’ working population owns a credit card. What does it mean? It shows that many people still need to learn about the pros of using a credit card. This is also a great blog sub-niche we recommend.
This blog will share strategies to improve one’s credit scores. Also, it will cover the different types of credit cards that match a particular spending habit. And, of course, you will provide advice to prevent overspending and incurring debt.
Some of the topics you can discuss under this finance sub-niche are:
- Understanding Credit Scores and Reports
- Choosing the Right Credit Card
- Credit Card Debt Management
- Responsible Credit Card Usage
- Maximizing Credit Card Rewards
14. Banking Advice
Due to a lack of information and guidance, most Filipinos remain unbanked. This is a perennial problem that should be addressed as soon as possible. Filipinos should realize the pros of having a bank account.
We recommend you start a blog that will focus on the banking system. No need to worry about web traffic because this is one of the best finance sub-niches that can attract a vast audience.
You will talk about how banks can be a secure place for money. Also, you will discuss how a bank account can give you easy access to various payment services, etc.
We assure you a ‘banking advice’ blog is very profitable. Your potential traffic will come from 34.3 million Filipinos who don’t have bank accounts.
Some of the topics you can discuss under this finance sub-niche are:
- Personal Finance Basics
- Choosing the Right Bank Account
- Understanding Loans and Interest Rates
- Online and Mobile Banking
- Understanding Banking Regulations
15. Salary Management
As we told you earlier, most Filipinos live paycheck after paycheck. Filipinos are in dire need of help concerning salary management. If help doesn’t come too soon, they will forever be in poverty. Or maybe upgraded to EXTREME poverty.
A Salary Management blog guarantees high traffic. Just think how many of the 14 million poor Filipino families will surf the internet for tips.
Some of the topics you can discuss under this finance sub-niche are:
- How to Allocate Your Salary Wisely
- Getting the Most from Your Compensation Package
- Strategies to Secure a Higher Pay Package
- Making Wise Financial Decisions with Your Salary
- Securing Your Future with Salary-based Investments
16. Car Purchase Advice
Due to the unreliable public transportation system, many Filipinos consider buying cars. But then, AGAIN, because of financial constraints, only 6 percent of Filipino households owned at least one car.
But you don’t need to earn six figures to buy a car. There are various ways to own a car without paying it fully immediately.
Car purchase advice is one of the best finance sub-niches you can focus on in your blog.
As a blogger, you can help those interested in buying cars. You can disseminate helpful information, such as vehicle procurement schemes, costs, engine types, and vehicle histories. These things are essential to ensure Filipinos get the best car for their hard-earned money.
Some of the topics you can discuss under this finance sub-niche are:
- Essential Tips for Financing Your Car Purchase
- The Dos and Don’ts of Negotiating Car Prices and Financing Terms
- How to Improve Your Credit Score to Get Better Car Financing Deals
- Long-Term Financial Impact: How Your Car Purchase Decisions Affect Your Future
- Choosing the Right Car Insurance to Protect Your Finances
17. Frugal Spending
Most Filipinos experience a hard time saving money. Why? Because they spend too much more than they earn. This problem has been around for decades and would explain why many Filipinos live below the poverty line. But for bloggers? We consider this as one of the most profitable finance sub-niches.
You know there is a simple trick to resolve this perennial problem.
What is it?
It’s frugal spending!
So your blog will teach people anything about SPENDING LESS. You can talk about ways to cut unnecessary spending, how to set financial goals, and how to track one’s expenses.
Some of the topics you can discuss under this finance sub-niche are:
- The Foundations of Frugal Finance
- Maximizing Returns with Minimal Expenses
- How Frugal Habits Can Help Eliminate Debt
- Frugal Entrepreneurship: Starting and Running a Business on a Budget
- Simplifying Finances for a Frugal Lifestyle
18. Investing
Filipinos are interested in engaging in business. But the problem is they don’t know the best way to invest. Of course, they are adamant. They cannot afford to lose their money to scams.
One survey revealed that 54 million Filipinos do not have investments. There could be several reasons, such as a need for more awareness of the best investment options, lack of financial literacy, etc.
To help these millions of Filipinos be aware of the pros of investing, you can start an ‘investing’ blog. Your blog will center on investing, including risk tolerance, diversification, and asset allocation.
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Investing
- Investment Strategies
- Portfolio Diversification
- Understanding Bonds and Fixed Income
- Investing in Emerging Markets
19. Startup Tips
Tracxn’s survey shows 2,439 startups in the Philippines spanning all fields, including tech, finance, real estate, etc.
If you want a finance sub-niche that can drive high traffic, we recommend you create a ‘startup tips’ blog. This blog will mainly talk about essential aspects of running a startup, such as conducting market research, crafting a financial sub plan/ business plan, and choosing the proper legal structure for your business.
Some of the topics you can discuss under this finance sub-niche are:
- Guide to crafting a comprehensive business plan
- Strategies for recruiting, managing, and retaining top talent
- Ways to fund a startup
- Scaling a startup
- Tips for attracting and keeping loyal customers
20. Stock Trading
Only 1.27% of Filipinos are engaged in the stock market. While this percentage may appear small, it already showed a significant improvement compared to previous data. It is also a reliable indicator that there is a large audience for a stock trading blog.
If you target this finance sub-niche, you should know the stock trading basics, including stock price, stock exchange, etc.
Some of the topics you can discuss under this finance sub-niche are:
- A Beginner’s Guide to Stock Trading
- Understanding Stock Market Indicators for Better Trading Decisions
- Fundamental Analysis: Analyzing Company Performance for Investment
- Top Stock Trading Strategies for Success in the Market
- Risk Management Techniques for Traders and Investors
21. Money Transfer
With nearly two million overseas Filipino workers, a money transfer blog is among the best finance sub-niches we recommend to Filipino bloggers.
Aside from Filipinos working abroad, a money transfer blog can also target immigrants, small business owners, international students, and travelers.
See? A money transfer blog will bring you a large audience. This is a perfect finance sub-niche for new Filipino bloggers.
Some of the topics you can discuss under this finance sub-niche are:
- The Ultimate Guide to International Money Transfers
- How to Save on Fees When Sending Money Overseas
- Ensuring Security in Online Money Transfers
- Mobile Money Transfers: The Convenience of Sending Money with Your Phone
- Tips for Navigating Tax Implications of International Money Transfers
22. Online Payment
Based on a survey, 91 percent (of the respondents) of Filipinos transacted through the e-payment method. This proves the significant rise of the online payment industry in the Philippines. Online payment is one of the best finance sub-niches that drive high traffic.
If you create an online payment blog, you will cater to a large audience. You will get visits from consumers who make online purchases, send money, and even pay bills. You can also hook small business owners who accept online payments. Most of your organic visits will also come from e-commerce merchants, freelancers, and anyone interested in securing online transactions.
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Online Payments
- Types of Online Payment Methods
- Payment Security Best Practices
- Choosing the Right Payment Gateway
- Online Payment Fraud Prevention
23. Best Online Stores
The ‘Best Online Stores’ is another profitable finance sub-niche that can bring high organic web traffic.
According to a survey, the country has 38.9 million active online shoppers. These could become your target audience. PLUS, you can also expect traffic from tech-savvy consumers, bargain hunters, fashion enthusiasts, etc.
You are expected to publish content about the best online stores in various categories in this sub-niche. And, of course, you have to include your recommendation. You can also post about deal alerts, trend spotting, and online store ratings.
Some of the topics you can discuss under this finance sub-niche are:
- Ultimate Guide to Finding the Best Online Deals
- The Rise of Sustainable and Eco-Friendly Online Stores
- A Comparison of Top E-commerce Platforms for Online Store Owners
- Innovative Payment Solutions: Making Online Shopping Safer and Easier
- The Future of Online Shopping
24. Shopping Tips
Filipinos have a high tendency to SHOPPING OVERSPENDING. Impulse buying is a recurring problem most Filipinos experience after receiving their salaries.
But in fairness, many Filipinos are trying to limit their shopping expenses. They fight the bandwagon and choose to buy what they need the most.
A Shopping Tips blog will mainly target budget-conscious shoppers. This blog is expected to cover comparison shopping, budgeting tips, couponing/discounts, and how to avoid impulse buying.
Some of the topics you can discuss under this finance sub-niche are:
- Smart Ways to Save Money While Shopping
- The Ultimate Guide to Comparison Shopping: Finding the Best Deals
- Top 10 Shopping Apps to Help You Save Big
- Sustainable Shopping: Making Ethical and Eco-Friendly Choices
- Mastering the Art of Couponing: How to Save on Every Purchase
25. Disaster Preparedness
Due to its significant impact on personal finances and the economy, we consider disaster preparedness one of the best finance sub-niches for Filipino bloggers.
Are you aware that an average of 20 typhoons visit the country annually? Earthquake? Around 100- 150 every year. And, of course, the COVID-19 pandemic revealed how weak we are in large-scale crises.
So the primary purpose of this blog is to teach readers how to protect their financial well-being before, during, and after a disaster hit.
Some of the topics you can discuss under this finance sub-niche are:
- Building Financial Resilience: How to Safeguard Your Finances Against Disasters
- Creating a Budget-Friendly Emergency Kit: Preparing for the Worst without Breaking the Bank
- Emergency Fund 101: Why You Need One and How to Start Saving
- The Cost of Recovery: Understanding the Financial Impacts of Disasters
- Preparing for Financial Distress: Steps to Take Before and After a Disaster
26. Work from Home
According to JobStreet, 52% of Filipino workers are working from home. This proves how remote working has become a significant trend in the Philippines. It is one of the most profitable finance sub-niches you can consider.
About 2.37 million Filipinos are unemployed. And most of them will surf the internet to look for work. So if you create a Work From Home blog, you’ll attract massive traffic.
Some of the topics you can discuss under this finance sub-niche are:
- Budgeting Strategies for Remote Workers
- Tax Tips for Remote Workers
- Managing Irregular Income
- Evaluating Remote Job Offers
- Debt Management for Remote Workers
27. Passive Income Ideas
Would you believe that you can earn a steady and decent income passively? Yes, you can! You just need to be educated on how it’s done.
The purpose of this sub-niche is to provide readers with strategies on how to generate income passively. You will target aspiring entrepreneurs, investors, online content creators, digital nomads, and anyone wanting to engage in various passive income opportunities.
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Passive Income
- Affiliate Marketing
- Real Estate Investing
- Creating and Selling Online Courses
- Building Niche Websites and Blogs
28. Living on a Small Income
The minimum wage in the Philippines (NCR) is PHP 610/day. But considering the 6.1 percent inflation rate, this salary can barely cover daily expenses. The solution? Living on a Small Income! This is also one of the best finance sub-niches for bloggers.
Your blog will serve as a platform that mainly focuses on providing tips and strategies for people trying to manage their limited income.
You will cover money-saving tips, debt management, frugal living, thrifting, etc.
Some of the topics you can discuss under this finance sub-niche are:
- Frugal Living Hacks
- Reducing Debt on a Small Income
- Savings Strategies for Beginners
- Minimalist Living
- DIY and Upcycling Projects
29. Apartment Rentals
According to a study, 69% of Filipinos would prefer renting a property rather than buying it.
The rise of the rental industry can also be a great focus of your blog. You will attract house hunters, young professionals, expats, and retirees, among others.
This blog will mainly focus on sharing apartment search tips, neighborhood guides and updating the readers with the latest rental market trends.
Some of the topics you can discuss under this finance sub-niche are:
- The Ultimate Guide to Renting an Apartment
- Top 10 Cities to Rent an Apartment:
- Apartment Hunting Tips and Tricks
- The Pros and Cons of Renting vs. Buying
- Understanding Lease Agreements and Tenant Rights
30. Rich People Biographies
If you want to INSPIRE Filipinos to become rich, let them read about the lives of the RICH!
Biographies of rich people can generate high traffic because people are naturally curious about the lives of successful individuals. This blog will reflect on the challenges rich people face to succeed.
With only 1.4% of the population classified as rich, this is a perfect finance sub-niche to target the Filipino audience.
Some of the topics you can discuss under this finance sub-niche are:
- Warren Buffett – The Oracle of Omaha
- Elon Musk – From PayPal to Space Exploration
- Oprah Winfrey – Media Mogul and Philanthropist
- Jeff Bezos – Building Amazon Empire
- Steve Jobs – Visionary Leader of Apple Inc
31. Money Site
A money site is a great way to earn passive income. This is one of the perfect finance sub-niches for newbie bloggers.
So this blog will teach people how to make money from displaying ads, selling products, and promoting affiliate links on their websites.
Considering that there are 85.16 million internet users in the Philippines, this sub-niche can attract huge traffic. The target market for this blog includes content consumers, affiliate marketers, advertisers, and online entrepreneurs.
Some of the topics you can discuss under this finance sub-niche are:
- Affiliate Marketing
- Google AdSense
- Online Courses and Tutorials
- E-commerce and Dropshipping
- Digital Products
32. Helping the Needy
This is a finance sub-niche that focuses on providing help, support, and resources to people who are in need. Undoubtedly, this is one of the best finance sub-niches to focus on in a blog.
Since Filipinos are naturally generous, this blog will easily attract organic traffic.
You can start your blog by emphasizing the significance of helping those in need. You can also tackle why people become needy, such as poverty, disability, and natural disasters.
Some of the topics you can discuss under this finance sub-niche are:
- Homelessness and Housing Insecurity
- Hunger and Food Scarcity
- Healthcare Access for the Needy
- Poverty Alleviation
- Environmental Impact on Vulnerable Communities
33. Microfinance
Since the microfinance industry (MFI) penetrates 80% of municipalities and cities in the Philippines, a blog focusing on it can generate high traffic. This is one of the best finance sub-niches to start a profitable blog in the Philippines.
A microfinance blog should educate readers about how microfinance works. It is also an effective tool to raise awareness of how MFIs can help underserved individuals handle their financial difficulties. You can also share success stories of people who have benefited from microfinance initiatives.
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Microfinance
- Microcredit vs. Microsavings
- Role of Microfinance in Women’s Empowerment
- Impact of Microfinance on Rural Development
- Microfinance Innovations and Technology
34. Surviving Bankruptcy
Even big companies also suffer from the global financial crisis. In the US, there was a 68 percent surge in bankruptcy filing in the first half of 2023.
The primary purpose of this blog is to help people understand the complex context of bankruptcy. You will guide on how to navigate the entire bankruptcy filing process. And most importantly, you will advise on how to rebuild financial well-being after bankruptcy.
Some of the topics you can discuss under this finance sub-niche are:
- Understanding Bankruptcy
- Financial Recovery Strategies
- Navigating the Bankruptcy Process
- Rebuilding Credit Score
- Life After Bankruptcy
35. Online Income Sources
This blog will provide tips and information to help people generate income online. And take note; you will cover a WIDE RANGE of topics related to making money online. This means you will have a broader scope of audience.
If you focus on this sub-niche, you should provide reviews and analysis on the different online income websites, apps, and platforms. You can also share tips on maximizing income through various online channels, including affiliate marketing, e-commerce, freelancing, etc.
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Making Money Online
- Passive Income Strategies
- Online Tutoring and Courses
- Selling Handmade and Digital Products
- E-commerce and Dropshipping
36. Online Income Apps
There is growing hype about online income apps in the Philippines, maybe because of the clamor of earning extra to offset the low minimum wage.
Creating a blog focusing on online apps is a great idea to attract a large audience interested in making money online.
Under this finance sub-niche, you will review some of the country’s most popular online income apps. You will cite their respective advantages and disadvantages. But make sure you will only include those legit online income apps!
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Online Income Apps
- Best Online Income Apps for Beginners
- Passive Income Apps
- Freelancing Apps
- Survey and Market Research Apps
37. Freelancing
The Philippines has millions of talented individuals who can cater to international clients. That is why there’s a surge in the number of Filipino freelancers. According to the latest survey, 1.5 million Filipino freelancers serve foreign clients.
The freedom of working at home and earning a decent salary entices others to try venturing into the freelancing world. But freelancing is not easy as ABC. That is why many people will search online to know how to start freelancing the right way.
Some of the topics you can discuss under this finance sub-niche are:
- Getting Started as a Freelancer
- Finding Freelance Clients
- Setting Freelance Rates and Pricing
- Handling Freelance Finances
- Freelancing Tools and Resources
38. Paypal Tips
Since PayPal is the top payment gateway in the Philippines, you can expect millions of people to look for information about it. That is why creating a PayPal Tips blog is a great idea.
This blog will primarily provide helpful advice to PayPal users. But your blog will also serve as a go-to source of information for those newbies in PayPal.
You will educate your readers, spare them from potential fraud, and guide them on activating PayPal security enhancement features.
Some of the topics you can discuss under this finance sub-niche are:
- Maximizing PayPal Security
- Mastering PayPal Fees
- PayPal vs. Other Payment Platforms
- PayPal for Business: Tips to Boost Sales and Streamline Payments
- Navigating PayPal Disputes and Chargebacks
39. Capital Management
The main goal of this blog is to share knowledge, tips, and best practices for managing financial resources effectively.
So this blog will target individual investors, financial professionals, entrepreneurs, and corporation investors.
You may publish content to educate the readers about the different aspects of capital management. You can also post about market insights to keep the readers updated with the latest economic trends and investment opportunities.
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Capital Management
- Budgeting and Financial Planning
- Cash Flow Management
- Capital Allocation in Business
- Emerging Trends in Capital Management
40. Wealth Management
According to the World Bank, only 25.0% of adult Filipinos know basic financial concepts. This could be one of the factors why 14 million Filipino families remain to live in poverty.
To mitigate the problem, we need help from professional financial advisors. But don’t expect that everyone can hire them; instead, the majority of Filipinos will surf the internet to find information. That is why we recommend you focus on this sub-niche. A wealth management blog will surely attract millions of audiences globally.
Some of the topics you can discuss under this finance sub-niche are:
- Wealth Preservation
- Wealth Management for Entrepreneurs
- Sustainable and Socially Responsible Investing
- Financial Market Updates
- Investment Strategies
41. Creating Multiple Streams of Income
The inflation rate in the Philippines remains high at 6.1%. If you want to live a comfortable life, a single job will unlikely make it happen. That is why many Filipinos are looking for side hustles. According to reports, about 6.4 million Filipinos with full-time jobs are actively looking for additional sources of income.
The primary purpose of this blog is to provide tips and strategies for generating multiple sources of income. This blog is profitable and guarantees high web traffic.
Some of the topics you can discuss under this finance sub-niche are:
- Introduction to Multiple Streams of Income
- Side Hustle Success Stories
- Building Multiple Streams of Passive Income for Creatives
- Balancing and Managing Multiple Income Streams
- Passive Income Ideas
42. Personal Finance Books/Bestsellers
The main purpose of this blog is to provide valuable information about personal finance books. So you are expected to provide reviews, recommendations and share book summaries.
This blog targets a large audience, including individuals who want to improve their financial knowledge in various personal finance sub niches. You can also get traffic from young professionals who wish to establish a solid financial foundation. Of course, you will get high traffic from parents who want to know how to manage their finances efficiently.
Some of the topics you can discuss under this finance sub-niche are:
- Budgeting and Money Management
- Investing and Wealth Building
- Financial Planning for Families
- Savings and Compound Interest
- Financial Literacy for Teens and Young Adults
43. Finance Websites
This finance sub-niche is popular because it provides readers easy access to crucial financial information, including company profiles, stock market data, financial news, and economic indicators.
In this blog, your primary targets are finance professionals, small business owners, and others who want to learn more about finance and money management.
Some of the topics you can discuss under this finance sub-niche are:
- Personal Finance Basics
- Tax Tips and Strategies
- Financial Markets and Economic Insights
- Business and Entrepreneurial Finance
- Credit Scores and Credit Management
44. Economics Teacher
If you are an expert in economics, you can start an ‘economics teacher’ blog.
Your main role is to share your knowledge and passion for economics with a broad audience, including students, finance professionals, and the general public.
Expect high traffic since not all information about economics is taught inside the classroom. Many people will consider your site a classroom extension where they can find valuable information related to economics, such as financial markets, monetary policy, and investment allocation.
Some of the topics you can discuss under this finance sub-niche are:
- Understanding Basic Economic Concepts
- The Role of Supply and Demand in Shaping Markets
- Exploring the Global Economy: Trade, Tariffs, and International Relations
- Fiscal Policy and Monetary Policy
- The Economics of Everyday Life: Applying Economic Principles to Real-World Situations
45. Business Management Teacher
Many people also search online to enhance their understanding of business concepts and strategies. That is why business management is also a great blog sub-niche.
You can create this blog if you establish a reputation as an expert in business management. You are expected to provide educational resources, including articles, case studies, and tutorials, to help your readers understand various business principles.
Some of the topics you can discuss under this finance sub-niche are:
- Navigating Change Management: Adapting to Business Transitions
- The Art of Decision-Making in Business
- Strategic Planning for Business Growth
- Financial Literacy for Managers
- Ethical Practices in Business
46. Child Education Funding
You better start a Child Education Funding blog to educate parents on various aspects of financing their children’s education.
Since parents often search for information and guidance on funding their children’s education, this sub-niche can easily attract high web traffic.
You may provide tips on college savings, discuss the various education funding options, and post updates on child education funding policies.
Some of the topics you can discuss under this finance sub-niche are:
- The Importance of Saving Early for Your Child’s Education
- Understanding Different Education Savings Accounts
- Tips for Choosing the Right Education Savings Plan
- Maximizing Financial Aid Opportunities for Your Child’s College Education
- Managing and Mitigating Student Loan Debt
47. Real Estate Investing
Experts projected 0.7% and 2% annual growth rates (both in value and number) on residential and commercial properties in the Philippines this year. This means the real estate business is booming. And if you create a real estate blog, expect to generate high web traffic.
You will get most of the traffic from beginner investors, passive income seekers, and real estate enthusiasts.
Some of the topics you can discuss under this finance sub-niche are:
- Beginner’s Guide to Real Estate Investing
- Property Analysis and Market Trends
- Real Estate Investment Strategies
- Financing Options for Real Estate Investors
- Real Estate Investment Risks and Mitigation
48. Accounting
If you want to share information, tips, and resources related to accounting, you can create an Accounting blog. This is one of the finance sub-niches that can quickly generate organic traffic.
This blog may cover accounting principles, financial reporting, taxation, auditing, and financial analysis.
This blog typically generates traffic from accounting professionals, business owners, students, educators, corporate finance professionals, and other finance enthusiasts.
Some of the topics you can discuss under this finance sub-niche are:
- Tax-saving strategies for individuals and businesses
- Accounting software reviews and comparisons
- Financial statement analysis
- Accounting for specific industries
- Updates on tax laws and regulations
49. Surviving Job Loss
A recent study confirmed that 2.37 million Filipinos are unemployed. More than cutting the financial source, losing a job could be TRAUMATIC to some. Most individuals may feel isolated, and they need immediate support and empathy.
This finance sub-niche will help people navigate the challenges of losing a job. You will let the readers realize that being jobless is an excellent opportunity to reassess one’s passions and skills. Sometimes losing a job will lead you to more rewarding opportunities in life.
Some of the topics you can discuss under this finance sub-niche are:
- Practical Job Search Tips
- Personal Stories of Resilience
- Emotional and Mental Health Support
- Skills Development and Upskilling
- Work-Life Balance and Self-Care
50. Personal Finance Quotes
Another profitable finance sub-niche we can recommend to Filipino bloggers is ‘Personal Finance Quotes.’ This blog will serve as a platform to inspire and motivate people about money management, investing, saving, and fulfilling financial goals.
In this blog, web visitors will find impactful quotes to increase their wisdom regarding money matters. You can post excerpts from renowned investors, businesspersons, and other successful financial experts.
Some of the topics you can discuss under this finance sub-niche are:
Quotes on…
- Budgeting and Money Management
- Saving and Frugality
- Investing and Wealth Building
- Financial Planning and Goal Setting
- Money Mindset and Habits
Takeaway
There you go! Those are the top finance sub-niches to build a profitable blogging business at home. Evaluate yourself to know where you fit best in the mentioned options. Then, create a blog as soon as possible. Remember, the BEST TIME to start a blog is NOW!